Каждый рассказ — это мини-диалог или монолог, отражающий увлечения, мечты и повседневные ситуации. В каждом рассказе акцент на древней общей логической последовательности: именительный (кто/что) → to be → родительный (откуда/из чего) → дательный (у меня есть/to have) → винительный (действие) → звательный (миссия/страсть/проблема) → творительный (с кем/чем) → предложный (где/о чём). 1. О себе и море I am Daniel, and I am 12 years old. I am from Montenegro, from a small town ne

10 Short Conversations with Colleagues (B1 Level) Morning Coffee (Morning Ritual) Dmitrij: Good morning, Marko! Marko: Good morning! Want some coffee? We don’t start the day without it. Dmitrij: Sure, thanks! I see coffee is a very important ritual here. Marko: The most important! It’s the first 15 minutes for a relaxed chat before work. Dmitrij: I like this custom. (Context: In Serbia, sharing morning coffee at work is a very important social ritual. It’s an opportunity for

5 Conversations About Differences in Mentality: Serbs vs. Italians Working Hours and "Dolce Vita" Serbian Colleague (Marko): I watch our new colleagues from Milan. At exactly five o’clock, the pen drops from their hands, and they’re gone. Respect! Russian Colleague (Dmitrij): Yes, I’ve noticed. They are very precise with working hours. In Russia, we often stay longer at work. Marko: Same with us! But Italians—they live for dolce vita—the sweet life. Work is important, but it’

Here we are used to thinking about the market in simple terms. Imagine a coffee shop near a university. Across the street, a new one opens with better coffee and lower prices. What happens next? Classical economic theory, honed in the lecture halls of Harvard and London, gives us an elegant answer: the old coffee shop lowers prices or improves service to retain the so-called "marginal buyer"—that rational student who carefully weighs all the "pros" and "cons." Competition bre

1) Tell us about yourself. A: “I’m a client-focused finance professional with 7+ years across brokerage and wealth management. I combine portfolio construction, markets research, and relationship management. My strengths are clear client communication, risk control, and turning analysis into action.” 2) What projects have you completed recently? A: “I led a LATAM HNWI onboarding project: migrated 40+ accounts to a unified advisory platform, standardized KYC/AML, and implement

Q: Walk me through how you build a portfolio for a VIP client. A: “Start with goals, risk tolerance, liquidity needs, and tax constraints. Map those to a strategic asset allocation, add tactical tilts only when justified, and document rebalancing rules and downside limits.” Q: How do you explain risk to a non-technical client? A: “I translate volatility into outcomes: ‘In a typical year the portfolio may move ±X%.’ I use scenarios, not jargon, and link risk to goals and time

1) Asking what’s on this week Traveler: Excuse me, what events are happening this week? Local: There are several—an art show, a food festival, and a river cruise concert. Traveler: Which one is closest to the Bund? Local: The river concert is right by the Bund promenade. Traveler: Nice! Do I need tickets in advance? Local: Yes, better to book online. 2) Lantern festival vibes Traveler: Are there any lantern festivals now? Local: Yes, in the old town they light lanterns every

1. Asking about the Yu Garden Traveler: Excuse me, is this the way to Yu Garden? Local: Yes, just go straight and turn right at the traffic light. Traveler: How far is it from here? Local: Around ten minutes on foot. Traveler: Perfect, thank you! Local: You’re welcome. 2. Asking about the Bund at night Traveler: Hello, is it safe to walk along the Bund at night? Local: Yes, it’s safe. Many tourists go there in the evening. Traveler: Are the lights on all night? Local: The lig

Week one at UDG: math. No surprise—if I want to run training well, I have to read the number behind the movement. When I think about a race, it’s not just start-line feelings; it’s pace, cadence, grade, heart rate. The professor said, “A derivative is the rate of change.” I translate that into my lane: if my pace drifts +0.1 min/km, lactate jumps and my stride shortens. In good order // the mind keeps the map When we measure // breath finds its beat My model is Klæbo. He trai

1. — Are you looking at the sea again? — Yes, it’s like a mirror — it shows everything. — But to me it’s just blue. — Then your eyes are still resting. — And yours? — Mine are always working. 2. — Why are you photographing old houses? — They tell more than the new ones. — But they’re falling apart. — So are people. And they’re still important. — Do you think anyone will notice? — The one who needs to will notice. 3. — Why are you laughing at the doctors? — Because otherwise I

15 New Short Dialogues in English 1. Review timing Advisor: Good morning. Are you ready for today’s portfolio review? Client: Yes, I am. What’s on the agenda? Advisor: We have adjusted your bond allocation. Client: Great, let’s go through the details. 2. Market drop Advisor: Did you see the market yesterday? It was crazy. Client: Yes, it was. My stocks were falling while I was in a meeting. Advisor: Luckily, we had already diversified your assets. Client: That really helped.

1. Checking availability (be / present simple) Advisor: Good morning, Mr. Smith. Are you available for a quick update on your portfolio? Client: Yes, I am free now. Please go ahead. Advisor: Perfect, let’s begin. 2. Market news (have / present simple) Advisor: Good afternoon. Do you have a few minutes to discuss recent market changes? Client: Yes, I have some time. What’s the update? Advisor: We have new data on the crypto sector. 3. Arranging a meeting (get / future with wil

How to Write Clever AI Prompts for Research? AI prompting helps research teams conduct complex studies, but poorly constructed prompts can result in half-answered questions and unreliable data. With the rapid evolution of prompt engineering AI, the key is learning to design instructions that reflect rigorous, research-grade thinking—transforming AI from a simple assistant into a reliable research partner. This guide unpacks how to harness artificial intelligence prompt strate

AI Prompting Guide: How an AI learns to think like you AI prompting isn’t just about typing a question and hoping for magic. It’s a new communication skill—one where your instructions, examples, and thinking style can be reflected back at you by your AI assistant, yielding anything from insights to content or even code. The big promise: with good prompts, you can make an artificial intelligence prompt feel startlingly like a real collaborator who matches your workflow, tone,

The recent unraveling of OpenAI’s Superalignment team and the reshuffling of its Model Behavior group are more than organizational footnotes—they are seismic tremors, signaling a profound reckoning in the AI landscape[1][2][3][4]. OpenAI insists safety remains a priority, yet the departures of visionaries like Ilya Sutskever and Jan Leike reveal a deeper tension: the clash between the allure of "shiny products" and the unglamorous, essential work of building AI that truly und

1. A: Summer is over, and our desk usually runs smoothly again. B: I agree, but this week I’m still handling leftover mismatches from August. A: Do you speak to the VIP clients yourself? B: I do, and today I’m calling three funds about new fee tiers. A: Good—tell them support is back on full speed. 2. A: We’re onboarding new market-makers now, but pricing changes take time. B: Sure. Our London team usually sets spreads and risk limits. A: They’re reviewing them as we speak. B

Today's question: Why do we need to know history and the future? What connects them? Everything passes, but what remains? Answer: types...

🧳 1. At the check-in desk – Hi, we’ve just arrived from Montenegro, and we’re flying to Dubai. – Can we check in two suitcases and one carry-on? – My wife booked the tickets online, but I can’t find the confirmation email. – Could you check it by our last name? ☕ 2. Ordering coffee before the flight – I haven’t had my coffee yet — do you have anything with almond milk? – We’re waiting for our boarding call, so we’ve got some time. – I’d like a cappuccino and a croissant, ple

The Etruscan language has stood as a fortress against the inquiries of Western linguistics for centuries. Declared "non-Indo-European" and largely "unreadable," it remains a tantalizing enigma. The conventional reason often cited for this classification is its use of agglutination—the process of "gluing" morphemes onto a root word. This is, to put it plainly, a fundamental misinterpretation. Agglutination is not a sign of alien origin; it is the hallmark of an ancient, intuit

Beyond 'Emotional Intelligence': A Neuroscientific Case for Distinguishing Intuition, Ethics, and Emotion The Success and a Hidden Flaw of Emotional Intelligence The concept of Emotional Intelligence (EQ) revolutionized our understanding of success. Popularized by Daniel Goleman in the 1990s, it rightfully challenged the supremacy of IQ, arguing convincingly that skills like self-awareness, empathy, and social adeptness were critical predictors of a fulfilling life and effect