Маленькие разговоры на английском для финансового консультанта

1. Checking availability (be / present simple)

Advisor: Good morning, Mr. Smith. Are you available for a quick update on your portfolio?

Client: Yes, I am free now. Please go ahead.

Advisor: Perfect, let’s begin.

2. Market news (have / present simple)

Advisor: Good afternoon. Do you have a few minutes to discuss recent market changes?

Client: Yes, I have some time. What’s the update?

Advisor: We have new data on the crypto sector.

3. Arranging a meeting (get / future with will)

Advisor: Hello, Ms. Johnson. I’ll get the new portfolio report to you by tomorrow.

Client: Great, when can we meet?

Advisor: You’ll get my calendar link this afternoon.

4. Current performance (be / present continuous)

Advisor: At the moment, your portfolio is performing very well.

Client: That’s good to hear. Are all sectors stable?

Advisor: Yes, the energy sector is growing steadily.

5. Investment history (have / present perfect)

Advisor: You have invested with us for more than three years now.

Client: Yes, I’ve had a very good experience so far.

Advisor: And your returns have been consistent.

6. Deliverables (get / present perfect)

Client: Have I got the full report from last quarter?

Advisor: Yes, you’ve already got it in your inbox.

Client: Perfect, I’ll review it tonight.

7. Setting expectations (be / future simple)

Advisor: Our team will be ready with your proposal by next Monday.

Client: Excellent. Will it include risk analysis?

Advisor: Yes, it will be detailed and clear.

8. Following up (have / present perfect continuous)

Advisor: We’ve been working on your new allocation strategy this week.

Client: That’s good. Have you included more bonds?

Advisor: Yes, we’ve been adding them gradually.

9. Quick call (get / present continuous)

Advisor: Can we get on a quick call today?

Client: I’m getting ready for a meeting now, but in one hour it’s fine.

Advisor: Perfect, I’ll send you a link.

10. Past update (be / past simple)

Advisor: Yesterday’s market update was important.

Client: Yes, it was unexpected.

Advisor: Exactly, and it was good we adjusted quickly.

11. Portfolio check (have / past perfect)

Advisor: You had requested a review before the last meeting.

Client: Yes, I had wanted to see the risk breakdown.

Advisor: We included it in the new report.

12. Opportunities (get / modal “could”)

Advisor: You could get higher returns if we expand into tech.

Client: Interesting. Could I get projections?

Advisor: Absolutely, I’ll prepare them by tomorrow.

13. Client reassurance (be / present simple + perfect)

Client: Are you confident about this strategy?

Advisor: Yes, I am. We have tested it with similar clients.

Client: Good, that makes me feel secure.

14. Closing a deal (have / future perfect)

Advisor: By next quarter, you will have received the first results.

Client: Excellent, I look forward to it.

Advisor: Thank you, we’ll stay in close contact.

15. Casual closure (get / phrasal + simple)

Advisor: Thank you for your time today. Let’s get back in touch next week.

Client: Sounds good. I’ll get in touch if I have questions.

Advisor: Perfect, have a great evening.

15 Small Dialogues with Grammar Flow

1. Daily routine vs now vs achievement

Client: Do you usually check the market every morning? (present simple)

Advisor: Yes, I do. But today I’m checking it every hour. (present continuous)

Client: Why so often?

Advisor: Because we’ve already seen big changes this morning. (present perfect)

Client: I see, thank you for the update.

2. State → Action → Result

Advisor: The portfolio is stable now. (be, present simple)

Client: Good. Are you making any new adjustments? (present continuous)

Advisor: Yes, we’ve made two changes already. (present perfect)

Client: Great, let’s keep monitoring.

3. Past → Ongoing → Present result

Advisor: Last year the market was very volatile. (past simple + be)

Client: Yes, I remember. Were you trading actively? (past continuous)

Advisor: Absolutely, and we have gained experience from that. (present perfect)

Client: That’s reassuring.

4. Future plan → Process → Completion

Advisor: Next week we’ll review your portfolio. (future simple)

Client: Perfect. Will you be preparing detailed graphs? (future continuous)

Advisor: Yes, and by Friday you will have received the full report. (future perfect)

Client: Excellent, I’ll be ready.

5. Simple → Continuous → Perfect continuous

Advisor: You invest in crypto regularly, right? (present simple)

Client: Yes, I do. I’m investing more this month. (present continuous)

Advisor: Great, we’ve been analyzing this sector for weeks. (present perfect continuous)

Client: Then let’s move forward.

6. Past events → Past continuous → Past perfect

Advisor: Yesterday the price dropped suddenly. (past simple)

Client: Yes, it was dropping while I was on a call. (past continuous)

Advisor: Luckily, we had already sold part of the asset. (past perfect)

Client: That saved us a lot.

7. State → Action → Change with “get”

Client: The market is quiet today. (be, simple)

Advisor: Yes, but volumes are getting higher in Asia. (get + continuous)

Client: Have you noticed this trend before? (present perfect)

Advisor: Yes, it’s becoming stronger every quarter. (get + continuous)

8. Simple → Future → Result

Advisor: Bonds are safe for now. (present simple)

Client: Do you think they will stay safe next year? (future simple)

Advisor: Yes, and by then you will have gained steady interest. (future perfect)

Client: Sounds reliable.

9. Polite check → Progress → Delivery

Advisor: Do you have a moment for an update? (present simple with have)

Client: Sure, I’m listening. (present continuous)

Advisor: We have already prepared the Q3 summary. (present perfect)

Client: Excellent, send it over, please.

10. Routine → Current exception → Final result

Client: You usually send reports on Mondays. (present simple)

Advisor: Yes, but today I’m sending it later. (present continuous)

Client: Why?

Advisor: Because I have finalized new numbers this morning. (present perfect)

Client: That’s fine, thank you.

11. Past habit → Interrupted action → Past perfect

Advisor: We usually met every Friday last year. (past simple, habit)

Client: Yes, but one time we were meeting while the market crashed. (past continuous)

Advisor: Right, and we had already prepared a backup plan. (past perfect)

Client: That helped a lot.

12. Simple → Modal → Perfect

Advisor: Your portfolio is balanced now. (present simple)

Client: Could it get even safer with bonds? (modal + get)

Advisor: Yes, you could have added them earlier, but now it’s still possible. (modal + perfect)

Client: Let’s discuss that option.

13. Future certainty → Ongoing future → Result

Advisor: You will see steady growth. (future simple)

Client: Will it be continuing next quarter too? (future continuous)

Advisor: Yes, and you will have gained 8% by then. (future perfect)

Client: Very good, I’m satisfied.

14. Polite open → Current work → Achievement

Advisor: Are you comfortable with the current strategy? (be, present simple)

Client: Yes, but are you working on a new scenario? (present continuous)

Advisor: We’ve already finished two simulations. (present perfect)

Client: Great, show me tomorrow.

15. Wrap-up sequence

Advisor: Your assets are secure. (be, present simple)

Client: Are they growing right now? (present continuous)

Advisor: Yes, and they have been stable for months. (present perfect continuous)

Client: Perfect. Let’s get the next update next week. (get)